Landlord Subscriber Agreement

 

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Privacy Statement: Any information provided by a consumer or customer via our online forms WILL be held in the strictest confidence. No information will be shared with others. All submissions will be responded to within two business days.

 
Please fill out the following documents required to establish an account
with National Association of Independent Landlords, Inc.

 
Please choose from ONLY one of the following categories:

1. If you are an Individual Landlord you must include the following documents. Choose which documents you would like to send us and check the appropriate box:

Copy of filed property title (for each rental property); OR
Copy of filed property tax records (for each rental property); OR
Public tax records search (for each rental property) - can be performed by The National Association of Independent Landlords
       for a $5.00 fee per property upon request
AND
Copy of photo ID
AND
One page of your phone bill with your name and phone number listed (You may skip this section if you are listed in the whitepages). We can also accept cell phone bills.
AND
On-site inspection by a vendor approved by The National Association of Independent Landlords (can be waived by customers using the Pre-Qualification Decision Service)
A copy of a signed rental application must be sent to our office each time credit is obtained on each rental property.

 
2. If you are an Individual Landlord operating under a business name you must include the following documents. Chose which documents you would like to send us and check the appropriate box:

Copy of filed property title (for each rental property); OR
Copy of filed property tax records (for each rental property); OR
Public tax records search (for each rental property) - can be performed by The National Association of Independent Landlords for a $5.00 fee per property upon request
AND
Copy of photo ID
AND
Copy of business license; OR
State and/or federal tax records originating from the state or federal government; OR
Fictitious business name filing with proof of filing; OR
Copy of an Experian Business Credit Report obtained by the National Association of Independent Landlords; OR
Business license status from government web site (please include entire web page print out)
AND
One page of your phone bill with your name and phone number listed (You may skip this section if you are listed in the whitepages). We can also accept cell phone bills.
AND
On-site inspection by a vendor approved by The National Association of Independent Landlords (can be waived by customers using the Pre-Qualification Decision Service)
AND
A copy of a signed rental application must be sent to our office each time credit is obtained on each rental property.

 
3. If you are a Property/Apartment Management Companies or Apartment Communities you must include one of the following documents. Choose which documents you would like to send us and check the appropriate box:

Sample rental application used for prospective tenants; OR
Proof of filings in landlord/tenant court; OR
Proof of membership in a local / regional / national apartment association
AND
Copy of business license; OR
Copy of Articles of Incorporation (with proof of filing); OR
State and/or federal tax records (must originate from state and/or federal government); OR
An Experian Business Credit Report that proves the company is in business;
AND
Sample contract for property management services between property management company and property owner (Note: Contract should include services provided by property management company. We can also accept an executed contract with current property owner)
AND
On-site inspection by a vendor approved by The National Association of Independent Landlords (can be waived by customers using the Pre-Qualification Decision Service)
AND
One page of your phone bill with your name and phone number listed (You may skip this section if you are listed in the whitepages). We can also accept cell phone bills.
AND
A copy of a signed rental application must be sent to our office each time credit is obtained on each rental property.

 
4. If you are a Real Estate Agent contracted with a Firm for Tenant Screening Purposes You must include one of the following documents. Choose which documents you would like to send us and check the appropriate box:

Sample rental application used for prospective tenants; OR
Proof of filings in landlord/tenant court; OR
Proof of membership in a local / regional / national apartment association
AND
Copy of business license; OR
Copy of Articles of Incorporation; OR
State and/or federal tax records (must originate from state and/or federal government);
AND
Copy of Real Estate Broker's license status from a government approved web site (please included entire web page print out); OR
Letter on company letterhead from real estate firm confirming business relationship with real estate agent
AND
Sample contract for property management services between property management company and property owner (Note: Contract should include services provided by property management company. We can also accept an executed contract with current property owner)
AND
One page of your phone bill with your name and phone number listed (You may skip this section if you are listed in the whitepages). We can also accept cell phone bills.
AND
On-site inspection by a vendor approved by The National Association of Independent Landlords (can be waived by customers using the Pre-Qualification Decision Service)
AND
A copy of a signed rental application must be sent to our office each time credit is obtained on each rental property.

 
5. If you are a Publicly Traded Companies you must include the following:

Certified copy of audited annual or quarterly statements submitted to the Securities Exchange Commission; OR
Documentation of ticker symbol information from trading website
AND
On-site inspection by a vendor approved by The National Association of Independent Landlords
AND
One page of your phone bill with your name and phone number listed (YOU MAY SKIP THIS SECTION IF YOU ARE LISTED IN THE WHITEPAGES). We can also accept cell phone bills.

 

 

AGREEMENT FOR SERVICE

            The undersigned (hereinafter referred to as "Applicant" or "Subscriber") desires to use the services of National Association of Independent Landlords, Inc. (hereinafter referred to as "Landlord Association") at regular service charges upon the basis outlined below:

  1. Applicant agrees to comply with all the provisions of Public Law 91-508 (Fair Credit Reporting Act) and all other applicable statutes. Applicant has received the FCRA Addendum. (For a complete copy of the FCRA visit www.ftc.gov/os/statutes/fcra.htm) Applicant certifies that inquiries will be made only for the specific business purpose declared below. (The FCRA allows credit information to be used in connection with extending credit, collection of the account, employment, insurance, or in connection with a legitimate business transaction involving the consumer.) Under the FCRA any person who knowingly and willfully obtains credit information from a consumer-reporting agency under false pretenses is subject to a fine or imprisonment, or both.

  2. Applicant will obtain written authorization for obtaining consumer reports and maintain documentation for such authorization conforming to local and federal laws for a minimum of (3) three years. Applicant will cooperate with all requests for information and/or documentation to support compliance with this agreement and the FCRA as may be requested by Landlord Association or its data sources.

  3. Applicant certifies that all credit reports whether oral or written shall be maintained by the Applicant in strict confidence and disclosed only to employees whose duties reasonably relate to the legitimate business purpose for which the report is requested and will not sell or otherwise distribute to third parties any information received thereunder, except as otherwise required by law.

  4. Landlord Association shall not be liable in any manner whatsoever for any loss or injury incurred by applicant as a result of the obtaining or furnishing of such information, and shall not be deemed to have guaranteed the accuracy of such information. Applicant recognizes that the information is secured by and through fallible human sources. Applicant agrees to indemnify and hold harmless credit repositories including Experian, TransUnion, CSC and/or Equifax from and against any loss, claim, damage or expense of any nature, including attorney's fees in using the information obtained hereunder.

  5. Upon using its database services, Applicant hereby acknowledges that Landlord Association does not create or maintain these records or information, and we rely on third party sources including state departments, state repositories, correctional institutions, government agencies and other information sources. Thus Landlord Association is not responsible for the content or accuracy of such records or information in the database, and these searches should only be used as a preliminary inquiry and that a subsequent county search should be done before any action is taken against or on behalf of a subject.

  6. Applicant has received and agrees to pricing established on rate schedule. Applicant will be notified 30 days in advance of any necessity to change/update the pricing schedule. Applicant's officer signing below personally guaranties payment for services rendered. The Applicant and the officer signing below shall be jointly and severally subject to payment for services rendered. All legal, collection, and court costs incurred for collection of past due amounts, will be added to the outstanding balance.

  7. Applicant agrees to terms of payment net 30 days. Payments are due by the tenth of the month and subject to, at the discretion of Landlord Association, a late charge of one and one half percent per month, eighteen percent per annum interest charge.

  8. Landlord Association, with just cause, such as delinquency or violation of the terms of this contract or a legal requirement, or by request of a national repository (Experian, TransUnion, CSC or Equifax) may, upon its election, discontinue serving the Applicant and cancel this Agreement immediately.

  9. This Agreement shall inure to the benefit of and be binding upon the parties and their respective legal representatives, heirs, successors and assigns.

  10. Upon accessing credit reports online, Applicant agrees to send Landlord Association written authorization obtained by consumer authorizing Applicant to obtain credit, criminal or eviction records, within ten business days of the date on which the consumer report was obtained online.

I/We fully understand the terms and conditions of your agreement and agree to proper consideration of extended credit.

Specific Business Purpose: 
Type of Business: 
Subscriber Name: 
Officer Name:   (If applicable)

I am signing this agreement by typing my name, and today's date below.
Electronic Signature
Name:   
Date:   

Accept     (you must check in order to submit this app)

By selecting "Accept" you agree to the following:

"I/We fully understand the terms and conditions of your agreement and agree to proper consideration of extended credit."

 

 

APPLICATION

Subscriber Information
  Subscriber Name:   
  Parent Company:   
  Address (home):   
  City:        State:       Zip:     County:  
  Corporate Address
  (if one applies): 		  
  City:        State:       Zip:  
  Phone:        Fax:  
  Number must match the Phone Bill on file
  Number of Rental Units   
  Web Address:   
Please list the address where you pull credit reports from or receive Pre-Qualification Responses
  Address:   
  City:        State:       Zip:     County:  
  Is this a residence or business address:    Residence Address   Business Address
  If residential, is it a gated community?    Yes   No
  Type of Business:   

Contact(s)
  Main Contact:      Admin. User   User
  Phone:      Fax:     Email Address:  
  Other Contact:      Admin. User   User
  Phone:      Fax:     Email Address:  
  Other Contact:      Admin. User   User
  Phone:      Fax:     Email Address:  

List All Rental Property Addresses
 1.    Rental Address:   
  City:        State:       Zip:  
  County of Rental Property:   
Click to add another property

Certification
Describe the specific purpose(s) for which credit will be used:

Subscriber certifies that it is not a(n): Attorney (other than those whose sole purpose is to use credit information for rental purposes), Bail Bond company ; Credit Repair company (including credit counseling and credit clinics) ; Check Cashing company; Dating service; Genealogical research firm; Investigative company (including private investigators or detective agencies); Financial counseling; massage services; Insurance claim service; News Agency or Journalist; Law Enforcement; pawnshop; asset or children location service; tattoo service.

Subscriber certifies that it is the END USER and WILL NOT resell reports under any circumstances.

I am signing this application by typing my name, and today's date below.

Electronic Signature
  Subscriber's Name:      Date:   
  Officer's Name:     (If applicable)
  Title:        

Accept     (you must check in order to submit this app)
By selecting "Accept" you agree to the following:
"By selecting "Accept" I certify that the information above is true and accurate.
I further certify that I am authorized to sign on behalf of the company."

 

 

FCRA Requirements

Federal Fair Credit Reporting Act (as amended by the
Consumer Credit Reporting Reform Act of 1996)

Although the FCRA primarily regulates the operations of consumer credit reporting agencies, it also affects you as a user of information. We suggest that you and your employees become familiar with the following sections in particular:

    § 604.     Permissible Purposes of Reports
    § 607.     Compliance Procedures
    § 615.     Requirement on users of consumer reports
    § 616.     Civil liability for willful noncompliance
    § 617.     Civil liability for negligent noncompliance
    § 619.     Obtaining information under false pretenses
    § 621.     Administrative Enforcement
    § 623.     Responsibilities of Furnishers of Information to Consumer Reporting Agencies
    § 628.     Disposal of Records

Each of these sections is of direct consequence to users who obtain reports on consumers.

As directed by the law, credit reports may be issued only if they are to be used for extending credit, review or collection of an account, employment purposes, underwriting insurance or in connection with some other legitimate business transaction such as in investment, partnership, etc. It is imperative that you identify each request for a report to be used for employment purposes when such report is ordered. Additional state laws may also impact your usage of reports for employment purposes.

We strongly endorse the letter and spirit of the Federal Fair Credit Reporting Act. We believe that this law and similar state laws recognize and preserve the delicate balance between the rights of the consumer and the legitimate needs of commerce.

In addition to the Federal Fair Credit Reporting Act, other federal and state laws addressing such topics as computer crime and unauthorized access to protected databases have also been enacted. As a prospective user of consumer reports, we expect that you and your staff will comply with all relevant federal statutes and the statutes and regulations of the states in which you operate.

We support consumer reporting legislation that will assure fair and
equitable treatment for all consumers and users of credit information.
Member agrees to comply with all applicable federal, state and local laws,
including the Fair Credit Reporting Act as amended by the Fair and Accurate
Credit Transactions Act of 2003, 15 U.S.C. § 1681 et seq

I am signing this FCRA Requirement by typing my name, and today's date below.

Subscriber understands its responsibilities for FCRA

Electronic Signature
  Subscriber's Name:      Date:   
  Officer's Name:     (If applicable)
  Title:        

Accept     (you must check in order to submit this app)
By selecting "Accept" you agree to the following:
"Subscriber understands its responsibilities for the
Federal Fair Credit Reporting Act (FCRA)."

 

 

Death Master File

The National Technical Information Service has issued the Interim Final Rule for temporary certification permitting access to the Death Master File ("DMF"). Pursuant to Section 203 of the Bipartisan Budget Act of 2013 and 15 C.F.R. § 1110.102, access to the DMF is restricted to only those entities that have a legitimate fraud prevention interest or a legitimate business purpose pursuant to a law, governmental rule regulation, or fiduciary duty, as such business purposes are interpreted under 15 C.F.R. § 1110.102(a)(1). As many Experian services contain information from the DMF, use of deceased flags or other indicia within the Experian services must be restricted to legitimate fraud prevention or business purposes in compliance with applicable laws, rules and regulations and consistent with the applicable Fair Credit Reporting Act (15 U.S.C. §1681 et seq.) or Gramm-LeachBliley Act (15 U.S.C. § 6801 et seq.) use. In addition, no adverse action may be taken against any consumer without further investigation to verify the information from the deceased flags or other indicia within the Experian services.

 

 

California Investigative Consumer Reporting Agency Act - "ICRAA"

California Civil Code §1786, et seq.

End-Users must comply with all ICRAA requirements for consumers residing in California pursuant to California Civil Code §1786, et seq. (the California Investigative Consumer Reporting Agency Act or "ICRAA").

End-User certifies that it has made and is solely responsible for making all ICRAA certifications applicable to consumers, including those described in paragraph (4) of subdivision (a) of Section 1786.16, and that End-User will comply with all other user obligations imposed under ICRAA.

End-User certifies that screening reports will only be obtained for the permissible purpose of evaluating the qualification of rental applicants, reviewing the continuing qualification of tenants, or in connection with the hiring of a dwelling unit, as defined in California Civil Code § 1940, subdivision ( c ). End-User shall comply with all technical requirements applicable to transactions involving the request for, and receipt of, Investigative Consumer Reports under ICRAA.

End-User certifies that not later than three days after the date on which the Investigative Consumer Report was first requested, it will notify the consumer in writing that an Investigative Consumer Report will be made regarding the consumer's character, general reputation, personal characteristics, and mode of living. The notification shall also include the name and address of the investigative consumer reporting agency that will prepare the Investigative Consumer Report and a summary of the provisions of California Civil Code §1786.22.

The contact information for The National Association of Independent Landlords is:

National Association of Independent Landlords
8033 Sunset Blvd. #414
Los Angeles, CA 90046
800-352-3395
www.landlordassociation.com

End-User certifies that it will provide a copy of the Investigative Consumer Report to the subject of the investigation, as provided in California Civil Code §1786.16, subdivision (b).

End-User certifies that it will provide a copy of the Investigative Consumer Report to the subject of the investigation, prior to taking any adverse action, as provided in California Civil Code §1786.40.

If the consumer wishes to receive a copy of the Investigative Consumer Report from the National Association of Independent Landlords, a written request may be sent via mail to the above mailing address, or requested electronically via email at creditreports@nail-usa.com. Verification of the consumer's identity will be required.

 

 

Comprehensive Security Requirements for End-Users for FCRA and GLB 5A Data

The following information security controls are required to reduce unauthorized access to consumer information. It is your (company provided access to Experian systems or data through The National Association of Independent Landlords or N.A.I.L., referred to as the "Company") responsibility to implement these controls. If you do not understand these requirements or need assistance, it is your responsibility to get an outside service provider to assist you. N.A.I.L. reserves the right to make changes to these Access Security Requirements without prior notification. The information provided herewith provides minimum baselines for information security. You hereby certify that the company shall implement and maintain a comprehensive information security program written in one or more readily accessible parts and that contains administrative, technical, and physical safeguards that are appropriate to the company's size and complexity, the nature and scope of its activities, and the sensitivity of the information provided to the company by Reseller; and that such safeguards shall include the elements set forth in 16 C.F.R. § 314.4 and shall be reasonably designed to (i) insure the security and confidentiality of the information provided by Reseller, (ii) protect against any anticipated threats or hazards to the security or integrity of such information, and (iii) protect against unauthorized access to or use of such information that could result in substantial harm or inconvenience to any consumer.

In accessing N.A.I.L. services, Company agrees to follow these Experian security requirements. These requirements are applicable to all systems and devices used to access, transmit, process, or store Experian data.

 

 

Experian Security Requirements

The security requirements included in this document represent the minimum security requirements acceptable to Experian and are intended to ensure that a Third Party (i.e., Supplier, Reseller, Service Provider or any other organization engaging with Experian) has appropriate controls in place to protect information and systems, including any information that it receives, processes, transfers, transmits, stores, delivers, and / or otherwise accesses on behalf of Experian.

DEFINITIONS

"Experian Information" means Experian highly sensitive information including, by way of example and not limitation, data, databases, application software, software documentation, supporting process documents, operation process and procedures documentation, test plans, test cases, test scenarios, cyber incident reports, consumer information, financial records, employee records, and information about potential acquisitions, and such other information that is similar in nature or as mutually agreed in writing, the disclosure, alteration or destruction of which would cause serious damage to Experian's reputation, valuation, and / or provide a competitive disadvantage to Experian.

"Resource" means all Third-Party devices, including but not limited to laptops, PCs, routers, servers, and other computer systems that store, process, transfer, transmit, deliver, or otherwise access the Experian Information.

  1. Information Security Policies and Governance
    Third Party shall have Information Security policies and procedures in place that are consistent with the practices described in an industry standard, such as ISO 27002 and / or this Security Requirements document, which is aligned to Experian's Information Security policy.

  2. Vulnerability Management
    Firewalls, routers, servers, PCs, and all other resources managed by Third Party (including physical, on-premise or cloud hosted infrastructure) will be kept current with appropriate security specific system patches. Third Party will perform regular penetration tests to further assess the security of systems and resources. Third Party will use end-point computer malware detection / scanning services and procedures.

  3. Logging and Monitoring
    Logging mechanisms will be in place sufficient to identify security incidents, establish individual accountability, and reconstruct events. Audit logs will be retained in a protected state (i.e., encrypted, or locked) with a process for periodic review.

  4. Network Security
    Third Party will use security measures, including anti-virus software, to protect communications systems and networks device to reduce the risk of infiltration, hacking, access penetration by, or exposure to, an unauthorized third-party.

  5. Data Security
    Third Party will use security measures, including encryption, to protect Experian provided data in storage and in transit to reduce the risk of exposure to unauthorized parties.

  6. Remote Access Connection Authorization
    All remote access connections to Third Party internal networks and / or computer systems will require authorization with access control at the point of entry using multi-factor authentication. Such access will use secure channels, such as a Virtual Private Network (VPN).

  7. Incident Response
    Processes and procedures will be established for responding to security violations and unusual or suspicious events and incidents. Third Party will report actual or suspected security violations or incidents that may affect Experian to Experian within twenty-four (24) hours of Third Party's confirmation of such violation or incident.

  8. Identification, Authentication and Authorization
    Each user of any Resource will have a uniquely assigned user ID to enable individual authentication and accountability. Access to privileged accounts will be restricted to those people who administer the Resource and individual accountability will be maintained. All default passwords (such as those from hardware or software vendors) will be changed immediately upon receipt.

  9. User Passwords and Accounts
    All passwords will remain confidential and use 'strong' passwords that expire after a maximum of 90 calendar days. Accounts will automatically lockout after five (5) consecutive failed login attempts.

  10. Training and Awareness
    Third Party shall require all Third Party personnel to participate in information security training and awareness sessions at least annually and establish proof of learning for all personnel.

  11. Experian's Right to Audit
    Third Party shall be subject to remote and / or onsite assessments of its information security controls and compliance with these Security Requirements.

  12. Bulk Email Communications into Experian
    Third party will not "bulk email" communications to multiple Experian employees without the prior written approval of Experian. Third party shall seek authorization via their Experian Relationship Owner in advance of any such campaign.

 

I am signing this Experian Security Requirements by typing my name, and today's date below.

Subscriber understands its responsibilities for Experian Security Requirements

Electronic Signature
  Subscriber's Name:   
  Officer Name:    (If applicable)
  Date:   

Accept     (you must check in order to submit this app)
By selecting "Accept" you agree to the following:
"Subscriber understands its responsibilities for Experian Security."

 

 

Commercial Transaction End User Requirements

Each End User will obtain the consumer’s express written instruction to access the consumer’s consumer report for the purpose described above in a clear and conspicuous manner. If End User’s "permissible purpose" is based upon the written instructions of the consumer via the Internet, then End User shall obtain the consumer’s written instructions in a manner substantially similar to that provided for in Section A below or if End User’s "permissible purpose" is based upon written instructions of the consumer via the telephone, then End User shall obtain the consumer’s written instructions in a manner substantially similar to that provided for in Section B below. In addition to the requirements described herein, End User shall comply with all applicable electronic records and signatures laws, including but not limited to the Electronic Signatures in Global and National Commerce Act.

  1. Written Instructions by Internet. If End User is obtaining a consumer’s written instructions by Internet for access to a consumer report in connection with a commercial transaction, End User shall comply with the following requirements.
    1. End User will prominently display a message specifically informing the consumer that his or her credit report will be consulted for the use described above and no other purpose, and that clicking on the "I AGREE" button following such notice constitutes written instructions to the End User under the FCRA. The notice provided by End User will be substantially as follows:

      "You understand that by clicking on the I AGREE button immediately following this notice, you are providing ‘written instructions’ to (End User) under the Fair Credit Reporting Act authorizing (End User) to obtain information from your personal credit report or other information from The National Association of Independent Landlords. You authorize (End User) to obtain such information solely to use for the purpose of tenant screening."

    2. The "I AGREE" button must immediately follow the notice provided for above. The notice and "I AGREE" button must be separate from any other notice or message contained on the web site.

    3. The consumer must have the ability to fully review any of the terms to which he or she is agreeing immediately preceding the consensual click.

    4. The consumer must not be able to proceed in the process without affirmatively agreeing to the terms in the notice.

    5. Prior to consenting, the consumer must be provided with a statement of the hardware and software requirements for access to and retention of the terms to which he or she is agreeing, including their consent, and the consumer must consent in a manner that reasonably demonstrates that the consumer can access information in the electronic form that will be used to provide the information that is the subject of the consent.

    6. The consumer must have the ability (should they choose) to print out the terms to which he or she is agreeing, including their consent.

    7. The record of the consumer’s ‘written instruction’ by clicking "I AGREE" must be retained by End User in a form that is capable of being accurately reproduced for later reference by the parties.

    8. The consumer must be informed how, after providing consent, he or she may, upon request, obtain a paper copy of any applicable electronic record, and whether any fee will be charged for such copy.

    9. The End User must provide the consumer with information on how the consumer can update his or her contact information to the extent required by applicable law.

  2. Written Instructions by Telephone. If End User is obtaining a consumer’s written instructions over the telephone for access to a consumer report in connection with a commercial transaction, End User shall comply with Section A of this Exhibit, including as specifically modified below:

    1. End User will ask each consumer to confirm his or her consent to access such person’s credit report by asking the following: "You need to authorize (End User) to access your credit report for the purpose of tenant screening. Please confirm your authorization to access your credit report for the purpose of tenant screening by pressing the # key now";

    2. The consumer must not be able to proceed in the process without affirmatively agreeing to allow access to his credit report as provided above; and

    3. The record of the consumer’s ‘written instruction’ by pressing the # symbol must be retained by End User in a form that is capable of being accurately reproduced for later reference by the parties.

 

 

Credit Scoring Services Agreement

  • The End User's warranty that it has a "permissible purpose" under the Fair Credit Reporting Act, as it may be amended from time to time, to obtain the information derived from the Experian/Fair, Isaac Model.

  • The End User's agreement to limit its use of the Scores and reason codes solely to use in its own business with no right to transfer or otherwise sell, license, sublicense or distribute said Scores or reason codes to third parties.

  • A requirement that each End User maintain internal procedures to minimize the risk of unauthorized disclosure and agree that such Scores and reason codes will be held in strict confidence and disclosed only to those of its employees with a "need to know" and to no other person

  • Notwithstanding any contrary provision of this End User Agreement, End User may disclose the Scores provided to the End User under this End User Agreement to credit applicants, when accompanied by the corresponding reason codes, in the context of bona fide lending transactions and decisions only.

  • A requirement that each End User comply with all applicable laws and regulations in using the Scores and reason codes purchased from Broker

  • A prohibition on the use by End User, its employees, agents or subcontractors, of the trademarks, service marks, logos, names, or any other proprietary designations, whether registered or unregistered, of Experian Information Solutions, Inc. or Fair, Isaac and Company, or the affiliates of either of them, or of any other party involved in the provision of the Experian/Fair, Isaac Model without such entity's prior written consent

  • A prohibition on any attempts by End User, in any manner, directly or indirectly, to discover or reverse engineer any confidential and proprietary criteria developed or used by Experian/Fair, Isaac in performing the Experian/Fair, Isaac Model

  • Warranty. Experian/Fair, Isaac warrants that the Experian/Fair, Isaac Model is empirically derived and demonstrably and statistically sound and that to the extent the population to which the Experian/Fair, Isaac Model is applied is similar to the population sample on which the Experian/Fair, Isaac Model was developed, the Experian/Fair, Isaac Model score may be relied upon by Broker and/or End Users to rank consumers in the order of the risk of unsatisfactory payment such consumers might present to End Users. Experian/Fair, Isaac further warrants that so long as it provides the Experian/Fair Isaac Model, it will comply with the regulations promulgated from time to time pursuant to the Equal Credit Opportunity Act, 15 USC Section 1691 et seq. THE FOREGOING WARRANTIES ARE THE ONLY WARRANTIES EXPERIAN/FAIR, ISAAC HAVE GIVEN BROKER AND/OR END USERS WITH RESPECT TO THE EXPERIAN/FAIR, ISAAC MODEL AND SUCH WARRANTIES ARE IN LIEU OF ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, EXPERIAN/FAIR ISAAC MIGHT HAVE GIVEN BROKER AND/OR END USERS WITH RESPECT THERETO, INCLUDING, FOR EXAMPLE, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Broker and each respective End User's rights under the foregoing Warranty are expressly conditioned upon each respective End User's periodic revalidation of the Experian/Fair, Isaac Model in compliance with the requirements of Regulation B as it my be amended from time to time (12 CFR Section 202 et seq.)

  • A provision limiting the aggregate liability of Experian/Fair, Isaac to each End User to the lesser of the Fees paid by broker to Experian/Fair, Isaac pursuant to Section 3. A (In consideration of Experian/Fair, Isaac's performance of the Experian/Fair, Isaac Model, Broker will pay Experian/Fair, Isaac fees (the "Fees") as agred upon in writing by Broker and Experian/Fair, Isaac from time to time.) of this Agreement for the Experian/Fair, Isaac Model resold to the pertinent End User during the six (6) month period immediately preceding the End User's claim, or the fees paid by the pertinent End User to Broker under the Resale Contract during said six (6) month period, and excluding any liability of Experian/Fair, Isaac for incidental, indirect special or consequential damages of any kind.

    I/We fully understand the terms and conditions of your agreement and agree to proper consideration of extended credit.

     

    I am signing this Credit Scoring Services Agreement by typing my name, and today's date below.

    Subscriber understands its responsibilities for Credit Scoring

    Electronic Signature
      Subscriber's Name:   
      Officer's Name:    (If applicable)
      Date:   

    Accept     (you must check in order to submit this app)
    By selecting "Accept" you agree to the following:
    "Subscriber understands its responsibilities for Credit Scoring."

     

     

    National Association of Independent Landlords, Inc.
    Payment Agreement

      Subscriber Name:   
      Officer's Name:    (If applicable)

    I hereby authorize Landlord Association to charge my credit card for payment on my account for amounts due for services received by reason of my agreement to receive services to said company. I understand this will be charged ONLY as payments are due.

      Card Holders Name:   
      Name as it appears on Credit Card:   
      Type of Credit Card:      Account #:  
      Expiration Date:      CVV 3 or 4-digit Security Code:   What's This?
      Date:   

     

     

    Consent to Onsite Inspection

    If you choose the option of obtaining Full Comprehensive Experian Credit Reports an onsite inspection will be ordered for you and you will be charged a fee of $60.00 (Nevada residents $100.00). A representative from ComplyTraq will call you to set up an appointment to conduct and onsite inspection of your home, or business. NOTE: All residential clients who are receiving full comprehensive credit reports are required to undergo an onsite inspection annually.

     

    I hereby confirm that I understand the requirements for onsite inspection completion to receive full credit reports

    Subscriber understands its responsibilities for Onsite Inspection

    Electronic Signature
      Subscriber's Name:   
      Officer's Name:    (If applicable)
      Date:   

    Would you like to receive Full Comprehensive Credit Reports in lieu of Pre-Qualification Responses? (Please note this requires an onsite inspection of the location where you pull and store your credit reports. By choosing "YES" you agree to pay for an onsite inspection).

     Yes        No  

    Please sign below to authorize an onsite inspection:

     
    I hereby authorize Landlord Association to charge my credit card for payment for an onsite inspection and am
    aware that I will be contacted by an outside source, ComplyTraq, to set up an onsite inspection at my convenience.

    Onsite Inspection Authorization

    Electronic Signature
      Subscriber's Name:   
      Officer's Name:    (If applicable)
      Date:   

     

     

    TENANT CODIFIED AUTHORIZATION AGREEMENT

           Applicant warrants that it has an agreement for service and an account in good standing with National Association of Independent Landlords, Inc. ("Landlord Association") for a permissible purpose under the Fair Credit Reporting Act to obtain information.

           Applicant certifies that all information, whether oral or written, shall be maintained by Applicant in strict confidence and disclosed only to employees whose duties reasonably relate to the legitimate business purpose for which the information is requested and will not sell or otherwise distribute to third parties any information received thereunder, except as otherwise required by law.

           Applicant understands and agrees that the codified information communicated to Applicant by Landlord Association is a summary, "pass/fail" authorization based on parameters agreed to by Applicant and Applicant agrees to hold harmless Landlord Association from and against any and all responsibility for the accuracy of the summary of the information communicated thereby.

     
     
    Specific Business Purpose: 
    Type of Business: 
    Subscriber's Name: 
    Officer's Name:   (If applicable)


    I am signing this TENANT CODIFIED AUTHORIZATION AGREEMENT by typing my name and today's date below.
    Electronic Signature
    Name:   
    Date:   

    Accept     (you must check in order to submit this app)

    By selecting "Accept" you agree to the following:

    By selecting "Accept" you agree that the codified information communicated to Applicant by Landlord Association is a summary, "pass/fail" authorization based on parameters agreed to by Applicant and Applicant agrees to hold harmless Landlord Association from and against any and all responsibility for the accuracy of the summary of the information communicated thereby.

     

     

     

     
    National Association of Independent Landlords, 8033 Sunset Blvd. #414, Los Angeles, CA 90046