Complete the application below to apply for a VISA card. A Credit Card from Southwest Heritage Credit Union is the convenient and affordable
way to make your shopping, entertainment and travel purchases. Discover the true rewards of a low rate and no hidden fees or service charges.

Member Account #:

Credit Limit Requested: $

# of Cards

Check Card Choice: VISA

FOR IMPORTANT COST INFORMATION CONCERNING THE CARD PLEASE   Hover Here IMPORTANT ACCOUNT TERMS Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 14.00% to 15.00% APR for Balance Transfers 14.00% to 15.00% APR for Cash Advances 14.00% to 15.00% How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. Fees Annual Fee Balance Transfer Cash Advance Foreign Transaction None $0 1% of the amount of each cash advance Up to 1% of each transaction in U.S. dollars. Fees Penalty Fees Late Payment Returned Payment Over Credit Limit   Up to $25 Up to $25 None How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)." The information about the costs of the card described in this application is accurate as of 12/2023. This information may have changed after that date. To find out what may have changed, write to us at Southwest Heritage Credit Union, 2809 John Ben Sheppard Parkway, Odessa, Texas, 79762. Print Account Terms

TO VIEW OUR VISA CREDIT CARD AGREEMENT CLICK TO   Download PDF

NOTICE: Married applicants may apply for a separate account. Check the appropriate box below to indicate the type of credit for which you are applying. Individual Credit: Complete Applicant section. Complete Co-Applicant section as follows: (1) Information about your spouse if you live in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI) or (2) If your spouse will use the Account.   Joint Credit: Provide information about both of you by completing Applicant and Co-Applicant sections.If you intend to apply for Joint Credit, both applicants must initial here (type in):   Applicant:     Co-Applicant:

Please tell us about yourself.

Last Name:

First:

Middle:

Social Security#:

Street Address:

Apt. #

City:

State:

Zip:

Birth Date:

Employer:

Employer Address:

Start Date:

Position:

Notice: Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered. Other Income:  $  Per:

Gross Monthly Salary: $

Own   Rent Monthly Payment: $

Work Phone:

Home Phone:

Email Address:

Mother's Maiden Name:

Are you a full-time or a part-time college student?   Yes   No

Please tell us about your co-applicant (complete for Joint Credit).

Last Name:

First:

Middle:

Social Security#:

Street Address:

Apt. #

City:

State:

Zip:

Birth Date:

Employer:

Employer Address:

Start Date:

Position:

Notice: Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered. Other Income:  $  Per:

Gross Monthly Salary: $

Own   Rent Monthly Payment: $

Work Phone:

Home Phone:

Email Address:

Mother's Maiden Name:

Are you a full-time or a part-time college student?   Yes   No

Outstanding Debts - List Everything.

	Name and Address of Creditor:	Balance:	Monthly Payment:
Rent or Mortgage:		$	$
Auto:		$	$
Auto:		$	$
Other:		$	$
Add Another Debt
Other:		$	$
Add Another Debt
Other:		$	$
Add Another Debt
Other:		$	$
Add Another Debt
Other:		$	$
Add Another Debt
Other:		$	$
Add Another Debt
Other:		$	$
Add Another Debt
Other:		$	$
Add Another Debt
Other:		$	$
Add Another Debt
Other:		$	$
If you have additional debts to list, please use the Additional Comments section below.